When is a deferment a good idea?
When you are temporarily struggling to make your student loan payments.
When is
a deferment not a good idea?
When you have the ability to make payments to bring your account up to date, or when you are
not sure that you will be able to resume payments soon.
During any deferment on an unsubsidized loan, interest continues to accrue, even when you are not required to make payments. As a result, your balance
and payment term are likely to increase.
How do I apply?
Click on the button below to view and print a working
mother deferment request form. Please read the form carefully to make sure you
qualify, and follow the instructions on the form. Mail your completed form to us at
Student Loan
Counseling Service, Inc.
P.O. Box 1078
Waterloo, IA 50704-1078
To learn more about the Working
Mother Deferment, click here.
If you do not qualify for the Working Mother Deferment, please view any other options on your Results page, or click on the
Return to Questionnaire button at the bottom of this page to make another selection.
Print
Deferment Form
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