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Volunteer Service Deferment
If you are actively serving in the Peace Corps or in an ACTION program,
or are a full-time paid volunteer in a tax-exempt organization, and you have agreed
to serve for at least one year, you may qualify for a public service deferment.
This deferment postpones payments due on your student loan account during your service
for up to a total of 36 months (three years).
To obtain the public service deferment, you will need to supply a certification
of your service from an authorized official on a deferment request form (see below).
If you are a volunteer in a tax-exempt organization, you must also be able to certify
that you are:
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Serving full-time in a tax-exempt
organization, as defined in Section 501 (c)(3) of the Internal Revenue Code of 1986;
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Assisting low income people and
their communities in eliminating poverty and poverty-related human, social, and
environmental conditions;
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Not earning more than the Federal
minimum wage;
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Not engaging in religion-related
activities as part of your duties.
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If you think you may qualify for this type of deferment, click here to
view and print a public service deferment request form.
Please read the form carefully to make sure you qualify, and follow the instructions
on the form.
If you have loans that are serviced by more than one servicer, please
print a form for each servicer and print the name or your servicer on each form.
Mail your completed form(s) to us at:
Student Loan Counseling Service, Inc.
P.O. Box 1078
Waterloo, IA 50704-1078
If you do not qualify for the public service deferment, please view any
other options on your Results page, or click on the Return to Questionnaire button
at the bottom of this page to make another selection.
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