Student or Fellowship Deferment

If you have returned to school on at least a half-time basis and are taking out a new student loan, or if you are enrolled in a graduate fellowship program, you may be eligible for an educational deferment. This deferment postpones payments due on your student loan account while you remain enrolled at an eligible institution at least half-time or for the duration of your fellowship program.

If you think you may qualify for an educational deferment, click here to view and print an educational deferment request form.  Please read the form carefully to make sure you qualify, and follow the instructions on the form.

If you have loans that are serviced by more than one servicer, please print a form for each servicer and print the name or your servicer on each form.  Mail your completed form(s) to us at: 

Student Loan Counseling Service, Inc.
P.O. Box 1078
Waterloo, IA   50704-1078