How do I apply?
Click here to view and print a internship/residency
deferment request form. Please read the form carefully to make sure you
qualify, and follow the instructions on the form. Mail your completed form to us at
Student Loan Counseling Service,
Inc.
P.O. Box 1078
Waterloo, IA 50704-1078
To learn more about the Internship/Residency deferment, click
here.
If you do not qualify for an Internship/Residency deferment,
please view any other options on this Results Page, or click on the Return to Questionnaire button at the bottom of this page to
make another selection.
Print Deferment
Form
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What is it?
A means of postponing payments on your student loans for up to 24 months (2 years).
When do I qualify?
You may qualify if you are a medical or dental intern or resident and either do not qualify for a deferment
or have used all your deferment eligibility.
When is the Mandatory Forbearance a good idea?
When your internship or residency program makes it difficult for you to make payments on your loans.
When is the Mandatory Forbearance not a good
idea?
When, despite your program, you are able to afford your student loan payments. During
all periods of forbearance, interest continues to accrue on your loans. If you are
unable to pay this interest as it accrues, it will be capitalized, that is, added to the principal of your loans.
To learn more about Mandatory Forbearances, click
here.
