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BUDGET PLANNER
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Description |
Monthly |
or |
Annual |
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Income |
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Net Pay |
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Child Support (paid to you) |
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Alimony (paid to you) |
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Disability Compensation (social security, military pay) |
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Miscellaneous |
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Total |
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Expenses |
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Rent/Mortgage 1 |
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Rent/Mortgage 2 |
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Home Equity/Home Improvement Loan |
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Investment (mutual fund/IRA, etc. not deducted from pay) |
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Storage |
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Home Repairs/Improvement (including supplies for such improvement) |
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Snow Removal/Lawn Care |
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Condo Association/Maintenance Fees |
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Cleaning Services (maid) |
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Postage/Home Office Supplies |
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Child Support (you pay someone else) |
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Alimony (you pay to someone else) |
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Pet Care (veterinarian, supplies, grooming) |
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Childcare |
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Allowance for Children |
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Professional/Alumni/Union Association Fees (not deducted from pay) |
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Utilities/Phone |
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Line 1 |
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Line 2 |
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Cellular/Mobile |
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Pager |
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Cable/Satellite/Dish |
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Internet Service |
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Trash |
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Water |
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Sewer |
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Gas/Propane/Oil |
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Electric |
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Firewood |
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Automobile |
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Fuel |
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Maintenance (oil change, etc.) |
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Educational Loans |
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Parent Loans (PLUS loans) |
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Federal Stafford Loans (guaranteed loans, subsidized/unsubsidized) |
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Federal Perkins Loans |
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Institutional Loans (you pay to your school) |
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State Loans |
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Loans from Family/Friends for Education |
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Consumer Debt |
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Car Loan/Lease 1
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Car Loan/Lease 2
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Recreational Vehicles (boat, motorcycle, snow mobile, personal water craft, campers) |
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Equipment Leasing or Debt (e.g., computer payment) |
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Credit/Store Card 1 (regular, monthly payments not including expenses in this budget) |
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Credit/Store Card 2 (regular, monthly payments not including expenses in this budget) |
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Credit/Store Card 3 (regular, monthly payments not including expenses in this budget) |
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Credit/Store Card 4 (regular, monthly payments not including expenses in this budget) |
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Insurance (not deducted from pay) |
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Health/Pharmacy |
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Life |
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Auto |
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Disability |
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Home (not included in mortgage payment) |
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Renters |
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Food |
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Groceries |
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Dining Out/Ordering In |
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Lunch Money |
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Leisure/Entertainment |
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Magazines/Newspaper Subscriptions |
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Video Rentals/Pay-Per-View |
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Movies |
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Club Memberships (country clubs, not health) |
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Sporting Events/Fine Arts |
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Hobbies (supplies, etc.) |
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Activity Fees (sports, lessons, supplies) |
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You/Spouse |
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Children |
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Vacations |
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Meals |
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Travel (airfare, bus, train) |
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Car Rental |
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Lodging |
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Entrance Fees (theme parks, etc.) |
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Gifts |
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Christmas |
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Other Holidays/Birthdays |
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Personal Care |
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Hair/Nails/Tanning |
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Health Club Memberships |
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Health/Dental (not covered by insurance) |
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Eye Care (exams, contacts, solutions, glasses) |
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Clothing |
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New |
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Maintenance (dry cleaning, laundry, alterations) |
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Bank Charges |
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ATM Fees |
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Service Fees (per check, below minimum balance, overdraft fees) |
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Cash/Out-of-Pocket Expenses |
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Taxes |
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Tax Preparation |
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Personal Property/Excise Tax |
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Real Estate (not included in mortgage payment) |
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City/Municipality (not net from pay) |
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Donations |
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Church |
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Charity |
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Miscellaneous Expenses |
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Total |
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Disposable Income (income minus expenses) |
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