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BUDGET |
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Description |
Monthly |
or |
Annual |
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Income |
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Net Pay |
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Child support (paid to you) |
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Alimony (paid to you) |
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Disability compensation (Social Security, military pay) |
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Miscellaneous |
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Total |
$0.00
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$0.00
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Expenses |
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Rent/mortgage 1 |
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Rent/mortgage 2 |
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Home equity/home improvement loan |
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Investment (Mutual fund/IRA, etc. not deducted from
pay) |
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Storage |
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Home repairs/improvement (including supplies for such
improvement) |
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Snow removal/lawn care |
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Condo association/maintenance fees |
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Cleaning services (maid) |
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Postage/home office supplies |
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Child support (you pay someone else) |
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Alimony (you pay to someone else) |
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Pet care (veterinarian, supplies, grooming) |
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Childcare |
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Allowance for children |
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Professional/alumni/union association fees (not
deducted from pay) |
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Utilities |
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Phone |
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Line 1 |
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Line 2 |
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Cellular/mobile |
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Pager |
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Cable/satellite/dish |
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Internet service |
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Trash |
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Water |
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Sewer |
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Gas/propane/oil |
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Electric |
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Firewood |
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Automobile |
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Fuel |
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Maintenance (oil change, etc.) |
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Educational Loans |
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Parent Loans (PLUS loans) |
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Federal Stafford Loans (guaranteed loans,
subsidized/unsubsidized) |
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Federal Perkins Loans |
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Institutional Loans (you pay to your school) |
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State Loans |
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Loans from family/friends for education |
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Consumer Debt |
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Car loan 1/lease |
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Car loan 2/lease |
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Recreational vehicles (boat, motorcycle, snow mobile,
personal water craft, campers) |
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Equipment leasing or debt (e.g., computer payment) |
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Credit/store card 1 (regular, monthly payments not
including expenses in this budget) |
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Credit/store card 2 (regular, monthly payments not
including expenses in this budget) |
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Credit/store card 3 (regular, monthly payments not
including expenses in this budget) |
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Credit/store card 4 (regular, monthly payments not
including expenses in this budget) |
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Insurance (not deducted from pay) |
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Health/pharmacy |
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Life |
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Auto |
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Disability |
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Home (not included in mortgage payment) |
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Renters |
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Food |
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Groceries |
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Dining out/ordering in* |
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Lunch money |
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Leisure/entertainment |
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Magazines/newspaper subscriptions |
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Video rentals/pay-per-view) |
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Movies |
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Club memberships (country clubs, not health) |
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Sporting events, fine arts |
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Hobbies (supplies, etc.) |
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Activity fees (sports, music/dance lessons, supplies) |
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You/spouse |
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Children |
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Vacations |
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Meals |
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Travel (airfare, bus, train) |
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Car rental |
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Lodging |
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Entrance fees (theme parks, etc.) |
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Gifts |
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Christmas |
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Other holidays/birthdays |
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Personal Care |
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Hair/nails/tanning |
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Health club memberships |
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Health/dental (not covered by insurance) |
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Eye care (exams, contacts, solutions, glasses) |
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Clothing |
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New |
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Maintenance (dry cleaning, laundry, alterations) |
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Bank charges |
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ATM Fees |
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Service fees (per check, below minimum balance,
overdraft fees) |
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Cash/out-of-pocket expenses |
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Taxes |
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Tax preparation |
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Personal property/excise tax |
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Real estate (not included in mortgage payment) |
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City/municipality (not net from pay) |
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Donations |
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Church |
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Charity |
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Miscellaneous Expenses |
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Total |
$0.00
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$0.00
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Disposable Income (income minus expenses) |
$0.00
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$0.00
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